Apps like PiggyVest or Cowrywise work for this. You can lock the money monthly so it doesn’t sit in your normal account.

If you don’t like apps, just use a second account. Not the one you spend from every day.

Once salary enters, remove your rent money immediately. If your rent is 600k, that’s about 50k every month.

Some people break it weekly, so it doesn’t feel heavy.

The main thing is, don’t keep rent money where you spend from. Once it mixes with food, transport, and random expenses, you’ll start touching it small small.

That’s how it ends up not completing.

What method has actually worked for you?