I was heading home when one guy stopped me and said:

“Boss, you dropped your ATM card.”

I checked my pocket immediately and my card was actually there… but before I could even think properly, another man joined us acting concerned.

That’s when my mind started racing.

The first guy kept insisting the card was mine and started trying to “help” me check my bank app. The second one was backing him up like they were strangers.

Everything suddenly felt too coordinated.

The scary part? They looked completely normal. No rough appearance. No suspicious vibe. Just calm, friendly guys.

Something told me to leave immediately.

I said “thanks” and started walking fast. The moment I left, both of them disappeared from the spot too.

That’s when I realized it was probably a setup.

Lagos will teach you street wisdom by force 😭

Has something like this ever happened to you before?