The biggest issue is transport cost. From Abule Egba, you’re likely taking multiple buses  sometimes bike to the bus stop, then bus, sometimes another bus. When you calculate it daily, transport alone can swallow a serious part of your salary. Add feeding outside, occasional traffic delays, and unexpected expenses, and before you know it, you’re borrowing before month-end.

What helped me was facing the numbers honestly. I calculated my monthly transport total, not just daily fares. Seeing the full amount changed how I moved. I started leaving earlier to avoid peak fares and unnecessary bike rides. Some days, I pack food from home instead of buying lunch near the office where prices are higher.

Another thing I stopped doing was depending on “I’ll balance it later.” That mindset creates small debts that pile up  borrowing from colleagues, using loan apps for transport, or taking advances before salary drops. In Abule Egba, where rent may be cheaper, it’s easy to forget that distance has its own cost.

I also learned to separate needs from convenience. Every extra stop, snack, or impulse purchase during traffic adds up. When you’re commuting long distances daily, discipline becomes survival.

Living far from work in Abule Egba is manageable  but only if you plan around transport, feeding, and emergencies. If not, the distance will quietly turn into debt before you even realize it.