Medical bills, repairs, temporary loss of income, and other emergencies can happen without warning. 

Having money set aside for emergencies can make these situations easier to manage.

An emergency fund does not need to be built all at once.

Many people start with small contributions and gradually increase them over time.

The goal is to create a financial cushion that can help absorb unexpected costs without disrupting other priorities.

Emergency funds often provide peace of mind in addition to financial support.

Lesson: Preparing for unexpected expenses can reduce future financial pressure.