As a 9-5er, most things we hear is budget and plan. Many Lagos workers budget for rent, food, air time and savings but forget one expense that changes daily. Moving from Ajah to Cms fluctuates more than petrol price. In the morning 1k by closing time its 2k. Same route different prices same day. This is something many people don’t realize, transport alone can delay savings goals. But even in all this, please use the tip below to still stay afloat.
How to Protect Your Budget
1. Budget with buffer, not fixed fare
2. Keep weekly transport envelope(if you can🤣before some people spend the month money in a day)
3. Leave earlier when possible
4. Compare route splits
5. Track monthly commuting cost.(get a tracker to do this for you. I created mine and it’s been a good use.)